Terms of Service

FinPlan.io (Hereinafter “FINPLAN”), is an online service consisting in the creation of a financial plan for businesses. The present conditions expose the rights and obligations of the user and of FINPLAN as provider of the service.

FINLAN will assume that any user who uses the service has read and accepted the conditions of use, and FINPLAN reserves the right to update and modify the Terms of Use without any prior notice, which are always available at www.finplan.io. FINPLAN provides the FINPLAN Web Site and its related application and services according to The terms and conditions set forth below.

This agreement will be valid from the moment you use the FINPLAN application and services. New features that could be added to the Services will be subject to the Terms of Use. In case the user continues to make use of the Service after any modification, it will assume their agreement with said modifications.

Failure to comply with any of the Conditions of Use may lead to cancellation of your account.

Account terms

To access the service it is essential to be over eighteen (18) years old.

It is the responsibility of the user to provide truthful information, and FINPLAN reserves the right to delete any account, if it is suspected of its veracity or could breach any of the rules of use of FINPLAN.

The user is responsible for maintaining the privacy of his account. ARENGU shall not be liable for any damage or loss that may be the result of user error in protecting your login information.

FINPLAN reserves the right to modify the rates unilaterally and at any time, without granting such change any right to compensation by the users.


You retain all rights and ownership of your content. We do not claim any ownership rights to your content.

Service and pricing modifications

FINPLAN reserves the right to modify or suspend, temporarily or permanently, the Service at any time for any reason with or without notice if it deems it convenient. FINPLAN reserves the right to change monthly fees with a notice of 15 days. Notification of quota changes will be posted on FINPLAN’s website and in writing.


The user is responsible for the proper cancellation of his account. You can cancel your account at any time sending an email to support@finplan.io. Once your account is cancelled, all your content will be deleted after thirty (30) days. The user can cancel his account at any time, but will be responsible for all the charges made until that moment, including the full monthly charge for the month in which he suspends the service. Thereafter, you will not be charged. FINPLAN reserves the right to cancel an account or prevent the use of the Software to those who do not comply with the present conditions of use.

Copyright and intellectual property

FINPLAN owns all the Intellectual Property rights of all and any of the components of the Service that may be protected, including but not limited to the name of the Service, graphic material, all software associated with the Service and the elements of the user interface contents In the Service, many of the individual characteristics and related documentation. The user undertakes not to copy, adapt, reproduce, distribute, reverse engineer, decompile, or disguise any facet of the Service that FINPLAN owns. The user also accepts and agrees not to use robots, spiders, other automated devices, or manual processes to control or copy any content of the Service. FINPLAN will not claim rights over the Intellectual Property of the Content that the user uploads or provides to the Service.


If a particular term is not enforceable, the unenforceability of that term will not affect any other terms.


German law applies. The application of the UN Convention on Contracts for the International Sale of Goods is excluded.

The place of jurisdiction vis-à-vis a merchant, a legal entity under public law or a special fund under public law is the registered office of the provider. The provider can also sue the customer at his registered office.

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